Fueling Your Business, Financing Your Future.

Tailored Solutions for Your Business Needs Commercial lending, commonly referred to as business loans, serves as a vital financial resource for businesses, enabling them to meet their working capital requirements, fund growth initiatives, and maintain operations.

Don’t wait until it’s too late to protect what matters most!

With a wide range of solutions available, businesses of all sizes can find the right financial product to suit their objectives and timelines. We offer support across various commercial lending products, including bridging finance, unsecured business loans, asset finance, secured loans, invoice factoring and discounting, as well as commercial mortgages and buy-to-let financing.

Commercial Mortgages

Financing Non-Residential Properties

Commercial mortgages are designed to facilitate the purchase or refinancing of non-residential properties such as shops, offices, and business premises. These loans are typically offered by high street banks and specialist lenders.

Key Features of Commercial Mortgages:

  • Loan-to-Value (LTV): Generally lower than residential mortgages, requiring a larger deposit from the borrower.
  • Interest Rates: Higher compared to residential mortgages due to the increased risk associated with commercial properties.
  • Usage: Ideal for purchasing business premises, expanding operations, or refinancing existing commercial properties.

By leveraging our expertise, we help you identify the most suitable commercial mortgage options tailored to your business goals.

get a quote

Bridging Loans

Short-Term Financing for Immediate Needs

Bridging loans provide quick, short-term funding to meet urgent liquidity needs, such as purchasing a property before the sale of an existing one or acquiring properties at auction. These loans act as a financial “bridge” until a longer-term solution is in place.

Types of Bridging Loans:

  • Closed Bridging Loans: Feature a fixed repayment date, typically tied to a confirmed future funding event.
  • Open Bridging Loans: Offer flexible repayment terms, though the borrower is generally required to repay within 12 months.

Key Considerations:

  • Higher Interest Rates: Reflecting the short-term nature of the loan.
  • Loan-to-Value: Usually capped at 75% of the property’s value.
  • Exit Strategy: Lenders require a clear plan outlining how the loan will be repaid.

Bridging loans are particularly useful for property investors and developers seeking immediate access to funds. 

We provide personalized guidance to help you navigate the diverse range of commercial lending options available. Whether you’re exploring a commercial mortgage, bridging loan, or other financial products, our expertise ensures you secure the most appropriate solution to support your business goals.

Note: Commercial mortgages are not regulated by the Financial Conduct Authority (FCA).

Contact Us Today Let us assist you with your commercial lending, bridging finance, and buy-to-let requirements. Reach out to us for professional advice and tailored financial solutions designed to empower your business success.

get a quote